Employee Protection Insurance

Comprehensive, Shariah-Compliant Coverage for Your Workforce

Al Baraka Takaful provides reliable Workers’ Compensation and Employee-Related Insurance designed to protect employers from financial liabilities arising from workplace injuries, occupational illnesses, and employee-related claims. Our Shariah-compliant solutions ensure legal compliance while safeguarding your employees and your business.

What This Coverage Provides

Employee Injury & Workplace Accident Coverage
Protection against claims resulting from:
Work-related injuries or accidents
Occupational diseases
Permanent disability or death
Medical expenses and hospitalization
Compensation to employees or their families

Employer’s Liability Protection
Covers the employer’s legal liability when an employee files a claim for:
Negligence in workplace safety
Unsafe working conditions
Failure to provide protective equipment
Breach of statutory duty

Medical & Rehabilitation Support
Emergency medical treatment
Rehabilitation and recovery expenses
Compensation for temporary or permanent incapacity

Wage Compensation
Income replacement for injured employees during recovery
Support for disability-related salary gaps

Who Needs This Coverage?

Construction companies
Factories & manufacturing plants
Logistics, transport & warehousing
Retailers & hospitality businesses
Schools, hospitals, NGOs
Any employer with manual labor or operational staff

Key Benefits

Shariah-compliant protection under the Takaful model
Full compliance with labor laws and employer obligations
Comprehensive financial protection for workplace injuries
Reduced legal exposure for employer liability claims
Fast and fair claims settlement
Support for employee well-being, maintaining morale and productivity
Customizable limits based on business size and risk level

Why Choose Al Baraka Takaful?

Strong underwriting expertise in employee-related risks
Transparent, ethical protection aligned with Islamic principles
Reliable financial strength for consistent claims support
Tailored solutions for SMEs and large corporations

Get Your Workers’ Compensation Quote

Protect your employees and your business with comprehensive, Shariah-compliant coverage.