Banking Crime Insurance

Banking Crime Insurance – Comprehensive Protection Against Financial Crime

Al Baraka Takaful offers Shariah-compliant Banking Crime Insurance designed to safeguard banks and financial institutions against losses resulting from internal and external criminal activities. This coverage addresses the increasing risks of fraud, theft, cyber manipulation, and physical attacks targeting financial operations.

What Banking Crime Insurance Covers

Our coverage provides strong protection against a wide range of bank-related crime risks, including:

Internal Crime
Employee fraud and embezzlement
Forgery, alteration, and manipulation of documents
Misappropriation of customer funds
Computer-based fraud or unauthorized system activities

External Crime
Robbery and hold-ups inside bank premises
Theft of cash or valuables from safes, ATMs, or vaults
Cash-in-transit attacks
Fraudulent withdrawals or forged instruments
Cyber-enabled financial crime (phishing, hacking, unauthorized transfers)

Asset & Premises Protection
Damage to strongrooms, safes, and ATMs during theft attempts
Loss of cash on premises or in transit

Who Needs Banking Crime Insurance?

Commercial banks
Microfinance institutions
Exchange bureaus
Payment and remittance companies
Mobile money operators
Cooperatives and savings societies
Any financial institution handling high-value transactions

Key Benefits

Shariah-compliant protection following Takaful principles
Comprehensive crime coverage (internal + external)
Enhanced financial security for banking operations
Fast and confidential claims handling by specialized teams
Protection for physical, digital, and operational assets
Customizable limits aligned with institution size and risk exposure
Supports regulatory compliance and strengthens governance

Why Choose Al Baraka Takaful?

Strong underwriting expertise in financial crime risks
Reliable claims settlement supported by regional financial strength
Trusted by businesses across Tanzania
Tailored banking solutions designed to match modern financial threats

Get Your Banking Crime Insurance Quote

Protect your institution against evolving financial crime.