Engineering Insurance – Reliable Protection for Construction & Industrial Projects
Al Baraka Takaful provides comprehensive, Shariah-compliant engineering insurance solutions designed to protect construction works, machinery, equipment, and engineering projects from unforeseen risks. Our coverage ensures business continuity, financial stability, and smooth project delivery.
Main Coverage Types
Contractors’ All Risks (CAR) Insurance
Offers full protection for construction projects against:
Damage to the contract works during construction
Loss of construction materials on site
Damage caused by fire, flood, storm, or accident
Third-party liability for property damage or bodily injury
Ideal for: Building contractors, real estate developers, infrastructure projects.
Erection All Risks (EAR) Insurance
Provides coverage for installation and erection projects such as:
Machinery installation
Industrial plants
Electrical and mechanical equipment
Damage during testing and commissioning phases
Ideal for: Industrial plants, factories, electrical contractors.
Contractors’ Plant & Machinery Insurance
Covers heavy equipment and construction machinery against damage or loss due to:
Accidents, overturning, collisions
Fire, floods, storms, natural hazards
Theft or malicious damage
Covers: Excavators, cranes, loaders, mixers, and similar machinery.
Electronic Equipment Insurance
Protection for sensitive and high-value electronic devices, including:
Computers & data centers
Medical equipment
Telecommunication systems
Broadcast and IT systems
Coverage includes breakdown, accidental damage, and power fluctuation.
Machinery Breakdown Insurance
Covers sudden and unforeseen breakdown of industrial machinery due to:
Mechanical or electrical failure
Short circuits or overheating
Faulty operation or lack of lubrication
Ensures quick restoration to reduce downtime.
Boiler & Pressure Vessel Insurance
Protection against risks arising from:
Explosion of boilers
Collapse or rupture of pressure vessels
Resulting property damage and third-party injury
Key Benefits
Who Needs Engineering Insurance?
Construction companies
Engineering contractors
Industrial plants and factories
Real estate developers
Electrical & mechanical installation contractors
IT, telecom, and medical facilities
Public infrastructure projects
Get Your Engineering Insurance Quote
Protect your construction projects, machinery, and equipment with comprehensive, ethical insurance coverage from Al Baraka Takaful.
Just share your project details, equipment list, and required coverage.