Fidelity Insurance

Fidelity Insurance – Protecting Your Business from Employee Dishonesty

Al Baraka Takaful offers Shariah-compliant Fidelity Insurance designed to safeguard businesses against financial losses resulting from dishonest or fraudulent acts committed by employees. This coverage is essential for organizations that handle cash, inventory, or sensitive financial operations.

What Fidelity Insurance Covers

Our coverage protects your business against losses caused by employee misconduct, including:

Theft of money, stock, or company property
Embezzlement, misappropriation, or fund manipulation
Forgery and alteration of financial documents
Computer fraud and unauthorized digital transactions
Fraud committed individually or in collusion

Who Needs Fidelity Insurance?

Banks, MFIs, and financial service providers
Retailers, supermarkets, and wholesalers
Businesses handling large cash volumes or inventories
Service companies, cash collection firms, and logistics providers
Schools, hospitals, NGOs, and cooperatives
Any organization employing staff responsible for money or records

Key Benefits

Shariah-compliant protection under the Takaful model
Strong financial security against internal fraud risks
Quick and professional claims handling
Customizable coverage limits based on business size
Helps strengthen internal control and governance
Enhances stakeholder confidence and organizational credibility

Why Choose Al Baraka Takaful?

Expertise in managing financial and behavioral risk
Dedicated claims team trained to handle sensitive fraud cases
Clear policy wording and competitive contributions
Consultancy support for improving internal risk controls

Get a Fidelity Insurance Quote

Protect your business from internal fraud and dishonesty.

Share your business details, number of employees, and financial exposure to receive a customized quote.