Liability Insurance – Reliable Protection Against Third-Party Claims
Al Baraka Takaful offers Shariah-compliant Liability Insurance designed to protect businesses, professionals, and property owners from financial losses arising from third-party injury, property damage, or legal claims. Our coverage ensures that your operations remain secure even when unexpected incidents occur.
What Liability Insurance Covers
Comprehensive protection against a wide range of liability exposures, including:
General Third-Party Liability
Accidental bodily injury to customers, visitors, or the public
Damage to third-party property caused by your operations
Legal defense costs and court expenses
Compensation awarded to claimants
Coverage for incidents occurring on or around your premises
Product Liability
Injury or property damage caused by products you manufacture, sell, or distribute
Protection against claims arising from product defects
Legal costs and compensation to affected customers
Employer’s Liability
Employee injuries or occupational illnesses not fully covered under workers’ compensation
Legal liabilities and compensation costs
Public Liability
Claims arising from accidents involving the general public
Essential for retail, hospitality, events, and service industries
Who Needs Liability Insurance?
Retail shops & supermarkets
Construction companies & contractors
Manufacturers & distributors
Hotels, restaurants, and hospitality businesses
Schools, hospitals, and public institutions
Professional service providers
Any business interacting with the public or customers
Key Benefits
Why Choose Al Baraka Takaful?
Trusted financial strength and strong underwriting capabilities
Transparent, ethical coverage aligned with Islamic values
Fast and fair claim settlement processes
Customized liability solutions for different industries
Get Your Liability Insurance Quote
Protect your business against third-party risks with comprehensive, Shariah-compliant liability coverage.