Comprehensive Protection for Every Journey
Tanzania’s roads carry dreams – families traveling to visit relatives, entrepreneurs transporting goods to market, professionals commuting to build careers, and businesses managing fleets that power the economy. Whether you drive a sedan in Dar es Salaam, operate a delivery truck in Mwanza, or manage a fleet of buses serving Tanzanian travelers, your vehicle represents significant investment and critical functionality.
Al Baraka Takaful Motor Insurance provides Shariah-compliant protection that keeps you moving forward with confidence, knowing that accidents, theft, or damage won’t derail your plans or finances.
Coverage Options
Third-Party Liability Insurance
Meets Tanzania’s legal requirements by covering your liability for injury or damage to other people and their property. This essential coverage protects you from potentially devastating financial liability while satisfying regulatory compliance.
Coverage includes:
Bodily injury to third parties (unlimited coverage)
Property damage to third-party vehicles and assets
Legal defense costs if you’re sued
Emergency medical expenses for injured parties
Third-Party, Fire & Theft Insurance
Adds protection for your own vehicle against fire damage and theft, beyond basic third-party liability. An economical option for those seeking more comprehensive protection without full coverage costs.
Coverage includes:
All third-party liability benefits
Total loss from fire or explosion
Vehicle theft and hijacking
Attempted theft damage
Comprehensive Insurance
Our most complete protection covers virtually any damage to your vehicle, whether you’re at fault or not. Ideal for newer vehicles, financed cars, or anyone seeking maximum peace of mind.
Coverage includes:
All third-party, fire & theft benefits
Accidental damage (collision, overturning, impact)
Malicious damage and vandalism
Natural disasters (floods, storms, earthquakes)
Windscreen, windows, and sunroof damage
Personal accident benefits for driver and passengers
Emergency towing and recovery
Car rental reimbursement during repairs
Commercial Fleet Insurance
Specialized coverage for businesses operating multiple vehicles. We understand that your fleet is essential to operations, so we provide tailored solutions with competitive rates for multiple vehicles.
Fleet coverage includes:
All comprehensive benefits for each vehicle
Flexible coverage levels based on vehicle type and use
Centralized policy management
Priority claims handling to minimize downtime
Risk management consultation
Driver training recommendations
Who Needs Motor Insurance?
Private Vehicle Owners
Protect your family’s car from accidents, theft, and damage while ensuring full legal compliance. Whether you drive daily or occasionally, comprehensive coverage provides invaluable peace of mind.
Business Professionals
Your vehicle is essential for client meetings, site visits, and professional mobility. Comprehensive coverage ensures that accidents don’t disrupt your business activities or professional reputation.
Commercial Vehicle Operators
Trucks, vans, and delivery vehicles face higher risks and intensive use. Our commercial coverage protects your business assets and ensures operational continuity.
Fleet Managers
Managing multiple vehicles means multiplied risks. Our fleet solutions provide comprehensive coverage with streamlined administration and competitive group rates.
Ride-Sharing & Taxi Operators
Specialized coverage for vehicles used in commercial passenger transport, with appropriate liability limits and usage-based pricing.
Benefits & Features
Claims Process Overview
When the unexpected happens, we make recovery straightforward:
Report Immediately
Call our 24/7 claims hotline or report online within 24 hours of the incident.
Document Thoroughly
Take photos, collect witness information, obtain police report if required.
Assessment
Our claims adjuster inspects damage and confirms coverage.
Approval
Receive claim approval with repair authorization or settlement amount.
Repair or Payment
Get vehicle repaired at approved garage or receive compensation.
Closure
Claim closed with feedback opportunity to improve our service.
Required Documentation:
Completed claim form
Copy of driving license
Police abstract (for theft or serious accidents)
Photos of damage
Repair estimates (if applicable)
Average Settlement Time:
Minor claims: 3-5 working days
Major claims: 7-14 working days
Total loss: 14-21 working days
Get Your Motor Insurance Quote
Protecting your vehicle with ethical, Shariah-compliant coverage takes just minutes. Get started today:
Online Quote
Fill our simple form with vehicle details and receive an instant estimate.
Call Us
Speak with our motor insurance specialists at [phone number].
Visit Our Office
Stop by our Dar es Salaam office for personalized consultation.
Required Information for Quote:
Vehicle make, model, and year
Current value or purchase price
Vehicle use (private, commercial, business)
Driver information (age, experience, claims history)
Desired coverage level