Comprehensive Protection for Every Journey
Tanzania’s roads carry dreams – families traveling to visit relatives, entrepreneurs transporting goods to market, professionals commuting to build careers, and businesses managing fleets that power the economy. Whether you drive a sedan in Dar es Salaam, operate a delivery truck in Mwanza, or manage a fleet of buses serving Tanzanian travelers, your vehicle represents significant investment and critical functionality.
Coverage Options
Third-Party Liability Insurance
Meets Tanzania’s legal requirements by covering your liability for injury or damage to other people and their property. This essential coverage protects you from potentially devastating financial liability while satisfying regulatory compliance.
Coverage includes:
- Bodily injury to third parties (unlimited coverage)
- Property damage to third-party vehicles and assets
- Legal defense costs if you’re sued
- Emergency medical expenses for injured parties
Third-Party, Fire & Theft Insurance
Adds protection for your own vehicle against fire damage and theft, beyond basic third-party liability. An economical option for those seeking more comprehensive protection without full coverage costs.
Coverage includes:
- All third-party liability benefits
- Total loss from fire or explosion
- Vehicle theft and hijacking
- Attempted theft damage
Comprehensive Insurance
Our most complete protection covers virtually any damage to your vehicle, whether you’re at fault or not. Ideal for newer vehicles, financed cars, or anyone seeking maximum peace of mind.
Coverage includes:
- All third-party, fire & theft benefits
- Accidental damage (collision, overturning, impact)
- Malicious damage and vandalism
- Natural disasters (floods, storms, earthquakes)
- Windscreen, windows, and sunroof damage
- Personal accident benefits for driver and passengers
- Emergency towing and recovery
- Car rental reimbursement during repairs
Commercial Fleet Insurance
Specialized coverage for businesses operating multiple vehicles. We understand that your fleet is essential to operations, so we provide tailored solutions with competitive rates for multiple vehicles.
Fleet coverage includes:
- All comprehensive benefits for each vehicle
- Flexible coverage levels based on vehicle type and use
- Centralized policy management
- Priority claims handling to minimize downtime
- Risk management consultation
- Driver training recommendations
Who Needs Motor Insurance?
Private Vehicle Owners
Protect your family’s car from accidents, theft, and damage while ensuring full legal compliance. Whether you drive daily or occasionally, comprehensive coverage provides invaluable peace of mind.
Business Professionals
Your vehicle is essential for client meetings, site visits, and professional mobility. Comprehensive coverage ensures that accidents don’t disrupt your business activities or professional reputation.
Commercial Vehicle Operators
Trucks, vans, and delivery vehicles face higher risks and intensive use. Our commercial coverage protects your business assets and ensures operational continuity.
Fleet Managers
Managing multiple vehicles means multiplied risks. Our fleet solutions provide comprehensive coverage with streamlined administration and competitive group rates.
Ride-Sharing & Taxi Operators
Specialized coverage for vehicles used in commercial passenger transport, with appropriate liability limits and usage-based pricing.
Benefits & Features
Claims Process Overview
When the unexpected happens, we make recovery straightforward:
- Report Immediately: Call our 24/7 claims hotline or report online within 24 hours of the incident
- Document Thoroughly: Take photos, collect witness information, obtain police report if required
- Assessment: Our claims adjuster inspects damage and confirms coverage
- Approval: Receive claim approval with repair authorization or settlement amount
- Repair or Payment: Get vehicle repaired at approved garage or receive compensation
- Closure: Claim closed with feedback opportunity to improve our service
Required Documentation:
- Completed claim form
- Copy of driving license
- Police abstract (for theft or serious accidents)
- Photos of damage
- Repair estimates (if applicable)
Get Your Motor Insurance Quote
- Minor claims: 3-5 working days
- Major claims: 7-14 working days
- Total loss: 14-21 working days
Average Settlement Time:
Protecting your vehicle with ethical, Shariah-compliant coverage takes just minutes. Get started today:
Online Quote: Fill our simple form with vehicle details and receive an instant estimate
Call Us: Speak with our motor insurance specialists at [phone number]
Visit Our Office: Stop by our Dar es Salaam office for personalized consultation
Required Information for Quote:
- Vehicle make, model, and year
- Current value or purchase price
- Vehicle use (private, commercial, business)
- Driver information (age, experience, claims history)
- Desired coverage level
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Contact
- Dar es Salaam, Tanzania
-
+255 22 292 6564
+255 22 292 6563 - info@albarakatakaful.co.tz